I am not an attorney and therefore, by law, I cannot explain or
interpret the contents of any document for you, instruct you on
how to complete a document or direct you on the advisability of
signing a particular document. By doing so I would be engaging
in the unauthorized practice of law, and could face legal penalties
that include the possibility of incarceration. Any important
questions about your document should be addressed to the
lender, title company or an attorney.